Financial Adviser v Financial Planner

A financial adviser deals specifically with a product sale. A financial planner helps you create a road map for your financial future.

At Chatfield, financial planning takes three very distinct stages completed in strict order.

• Stage One: Life planning where we focus on really understanding you, your current circumstances, aspirations, and concerns. Our financial planners really spend time understanding what you want out of life.
• Stage Two: Create financial strategy for achieving your lifetime goals.
• Stage Three: The traditional financial adviser area which is to implement the plan.

Once this process has been completed it is then reviewed and updated on a regular basis to ensure that you achieve your objectives. You don’t expect to go to the gym once to become fit; the same is true about understanding and getting your financial plans in order.